The Miscellaneous Loan is accessible for:

  • Emergencies (funerals, medical)
  • Home repairs (e.g. roofing)
  • Purchasing of appliances (refrigerators and stoves)

To be eligible for a miscellaneous loan an officer should be appointed and should have served a probationary period of 6 months in the public service. Additionally; the applicant must have two sureties who have been permanently appointed for not less than 1 year in the service.

The Ministry of Finance determines the amount to be approved

Documentation required for Miscellaneous Loans


  • Letter requesting the Miscellaneous stating the purpose of the loan
  • Invoices (proforma invoices, estimates for repairs, copy of the title property)
  • Application for this loan is done through the Human Resource or Training Unit of the respective ministry department or agency.

This loan attracts 5% per annum interest on a reducing balance payable every quarter